Why No One Talks About Insurance Anymore
A Guide to Filing an Auto Insurance Claim
If you know what to do with your auto insurance claim then it can be spared you from experiencing headaches. it will give you better value for your insurance dollars. You can put your insurance to work for you if your car is involved in an accident, if it is damaged by fire, flood or vandalism or if it is stolen. You can file your auto insurance claim by following these steps.
You should first call your insurance agent or the company’s representative. So wherever you are or even if you are not responsible for the accident, you should call your real estate brother. You need to ask your insurance agent how to proceed, and what documents or forms are needed to support your claim. A proof of loss form may be required by your company, and documents relating to your claim. These can include medical records and car repair bills, and a copy of the police report.
Choose the best auto body repair shops when going for auto body repair. It is prohibited by law to steer customers to specific repair shops.
If you find a good body repair shop, it will give you guarantees and specific repair timelines. Your insurance policy has certain limits and deductibles, so find out settlement amounts before you sign off on repair costs. If you don’t know where to take your vehicle to be fixed, most insurance companies will provide you with a list of repair shops that are backed by repair and labor guarantees.
The information that your insurer needs should be provided. You need to cooperate when your insurer is investigating. When it comes to settlement or defense of any claim, you should also cooperate. Legal documents that you receive in connection with any claim should be turned over to your company. IF a claim was brought against you, your insurer will represent you, and if you are sued as a result of the accident, then your insurer will defend you.
Your expenses should be kept track of. Because of the auto accident, you may get reimbursement for the expenses that you have incurred. This is part of your policy. Your no-fault insurer will pay all your medical and hospital expenses and other costs such as lost wages other costs. make copies for your paperwork. You need to store copies of all paperwork in your own files. You may be needing them at a later time.
Talk things over with your agent or an adjuster if you are not satisfied with the settlement offer. Then check your policy to see what the steps for settlement are that it outlines.